not enough time

Friday morning 9.45a ready for work, don't start until 12.00 but need to go in to work to pick up check, cash check at local casino give money to E N he will then deposit money in his account transfer it to my account so that way the arrangement I made with T mobile can be completed , another negotiation. The job gets done but the time I waste doing just one bill is ridiculous .My most precious commodity is time luckily I still do have one account E t bank will save me in the last moment there is 41 cents in there but I have just realised it will be my new bank account. I will invest in stock , save, pay bills from this account the time saved will be immense because the challenge has been set time management will be essential to completing the one year goal. Direct deposit will save me about eight hours per week spent on traveling back and forth to all my bill locations . I must pay careful attention to this account. I will start a new good habit of carefully monitoring , maintaining and organizing my financials.