FACING THE GIANT

Sunday 16th Jan 2011 6.20pm
I am facing The Giant ,the huge specter of massive debt that has accumulated in the last decade
a direct result of mis-management lack of knowledge in finances and no direct plan to take down the debt.That was last Decade this one will start with my new approach to the Giant.I have taken responsive action I sorted all debt into 3 categories Institutional , Personal ,and Governmental. The grand total is less than $40,000 not bad for living in America I have figured out a good system that works for me to make repayments I will call all debtors and explain my situation to start with and see if they will work with me .Some of them will not except my explanation but I will do my best anyway to create an arrangement that is realistic for paying back the debt my goal is to completely pay all off by mid way through this Year at best but worst case the end of this Year I believe it is doable and am looking forward to being debt free.
First I will have to bring more income into my household I will start with finding a new job that pays better at the same time pushing to close more deals with my company TCG I am also studying for my Real Estate license and have opportunities with H Leather And P eyewear to build a territory in sales for commission ,I have the ability to change my financial future I can finally use the tools I acquired in the last decade to take on and Face the Giant.