the bottom line

Okay here it is the real deal I'm broke know the feeling ? Not enough money coming in to much money going out no savings living pay check to pay check borrowing from friends credit cards maxed out and accruing interest daily back taxes owed to the Irs accruing interest daily collection agencies calling all day long on the answer machine ,what a terrible stress to have to deal with, if your like me and actually care about being in debt it can be the worst kind of denial who wants to go to the mail box to see another bill that you cant pay lets just put those unopened letter' s into a bag shove it into a box and stash it in the garage that way I won't have to deal with it today so I can relax and be miserable about my finances blaming every thing from luck to the economy to war and peace and the price of gasoline as long as I am not to blame it’s not my fault every thing is so expensive after all i'm so used to being broke I have become able to be comfortable with the feeling ,lots of people are broke that’s it the rich get richer and the poor get poorer .
I have lost control of my bills money comes in and goes out and I don’t even know where it went sound familiar? So let me take a good honest logical look at this whole situation there is a reason for every thing in life there is cause and effect if I do not at least look at my bills how can I regain control If I don’t know how much I owe and when to pay it how will I be able to budget plan and repay my debts .Many millionaires are in debt to the tune of millions of dollars so debt seems as if it can never be completely avoided the difference being that their debt is calculated for the purpose of making money from a business investment
So they are still at risk but being willing to take a risk is one of the key points to business so the difference is actually that the risk is calculated planned out and completely organized.that sounds to me like the investor is in control of their debt they know when and how much to pay when to expect a return and exactly how much risk is involved .fear of the unknown is the most biggest fear of all knowledge is power or rather understanding all aspects of a situation is empowering allowing the situation to be analysed broken down into steps which can then be implemented at the right time allowing elimination of blind fear and therefore replacing that fear with knowledge and confidence so with that being said as Monday approaches I will address all of my bills by organizing communicating with and negotiating some sort of deal with all collection agencies banks and credit cards ,.that is the bottom line .